Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.
 

Fixed-Rate
 

• Interest rate stays the same over the life of the mortgage
   
• Makes budgeting easier and more predictable
   
• Terms are available from 10 to 30 years
   

Adjustable Rate
 

• Initial rate is often lower than a traditional fixed-rate mortgage
   
• After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

Government Loans

E&GEmployees FCU partners with OwnersChoice Funding, Inc. to offer FHA, USDA and VA mortgage loans. Contact us for more information.